Why you need a password manager, and how to pick one
Most account break-ins do not involve clever hacking. They involve a password that was reused somewhere else and leaked. A password manager solves this by creating and remembering a unique password for every account.
How a password manager works
It stores your logins in an encrypted vault protected by one strong master password. It fills them in for you, generates new random passwords, and many also warn you when a saved password appears in a known breach.
What to look for
Security basics matter most, then convenience.
- Strong encryption and a clear security model
- Apps and browser extensions for every device you use
- Easy sharing for families or teams
- Support for passkeys and two-factor codes
- Secure recovery options, because a lost master password can mean lost data
Built-in versus dedicated
Browsers and phones include password managers that are fine for many people. A dedicated manager tends to work better across different browsers and devices, and usually offers stronger sharing and auditing features.
Start today
Pick a manager, set a long master passphrase, turn on two-factor authentication, and replace passwords on your most important accounts first: email, banking and anything that can reset other accounts.
Our verdict
A password manager is the single most effective security upgrade for most people. Choose one that works on all your devices and turn on two-factor authentication.
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